General Liability Insurancev

Tri-State Insurance Agency: Protecting Your Assets with Commercial General Liability Insurance

A Commercial General Liability insurance (CGL) policy covers the standard liability risks businesses face. It insures your business for injuries to visitors or other third parties (not your employees) or damage to their property caused by the company’s operations. It also helps with legal defense costs and will pay settlements and damages as outlined in the policy. Slips and falls or other injuries individuals sustain when visiting your business are typical exposures covered by the CGL. Tri-State Insurance Agency, depending on your needs, can provide this coverage as part of your Business Owners Policy (BOP) or Commercial Property Policy (CPP).

Beyond the CGL policy.

While the commercial general liability policy is an excellent and necessary component in a solid insurance program, it may not be sufficient to cover other important liability risks companies face. There are explicit exclusions and coverage limitations for certain exposures, including for professional services, errors and omissions, employment practices wrongdoing, directors and officers liability, and cyber liability. We can assess your specific exposures and address them with additional insurance coverages to make sure you are adequately protected. Auto liability also isn’t covered under a general liability policy and needs to be added separately.

What’s more, if your business has certain pollution risks, malpractice exposures, custody and control issues, or liquor liability potential, among others, we can provide niche industry products to accommodate your needs.

For basic coverage and so much more, rely on Tri-State.

Tri-State Insurance provides a comprehensive business insurance portfolio for companies throughout Pennsylvania, northern New Jersey and New York. Give our professionals a call toll-free at 888.990.0526, email us or fill out and send the form on this page for a free consultation and quote.