Boat Insurance

Boat Insurance Programs from Tri-State Insurance Agency

The Garden State has a long history of boating, thanks to an abundant coast, rivers, and numerous waterways. To properly serve these watercraft enthusiasts, the professionals at Tri-State Insurance Agency are skilled at meeting the insurance needs of a wide range of vessel types throughout the boating community. So whether you helm a sailboat, speedboat, fishing boat, house boat, or other kind of personal pleasure craft, we have a policy that will fit your vessel.

State-required minimums are only the beginning.

All of the boating policies we offer satisfy the minimum state requirements for liability coverage, yet we can assess your situation to determine whether you need more. Because this coverage pays for legal defense fees, financial penalties and damages arising from your liability should you cause serious injury or damage to another’s property, it’s essential that you not short-change this aspect of protection.

And while we’ll take care to insure you properly, the same may not be true of others—and if they cause an accident that injures you and/or your vessel and have no or inadequate coverage of their own, you could end up having to bear the costs for your own medical care and boat repair. You have the option to add uninsured/underinsured boaters’ insurance to your primary coverage for protection in these unfortunate circumstances.

Coverage can be tailored to protect myriad events, various equipment.

Fore and aft, we can offer protection for all manner of boating equipment both above-deck and below—from appointments and furnishings to sails, lines, and even the hull. Additional coverage is available for high-value items such as high-tech fishing equipment, collectibles or fine art, and more. If you desire protection that is not typically included in a standard boating policy, such as coverage for fuel spills; claims for medical payment or bodily injury; hull fitting corrosion that causes damage; equipment breakdown coverage; or towing services and roadside assistance for the tow vehicle, we can secure that for you as well.

Whether your boat is berthed in Bergen County, Monmouth County, or elsewhere in the region, make sure you have the right coverage. Throughout Pennsylvania, northern New Jersey, New York and surrounding environs, let Tri-State serve as the go-to professional for your comprehensive personal insurance needs. For a free consultation and quote, we invite you to call us toll-free at 888.990.0526, email us or complete the form on this page.