Renters Insurance

Renters Insurance from Tri-State Insurance Agency

Regardless of their income level, in reaction to the uncertainties of today’s economy, many people are going the rental route rather than purchase a home. Whether you are renting an elegant Montville estate or a modest home in the Paterson suburbs, there will nonetheless be a need to protect yourself and your property with a rental insurance policy. Tri-State Insurance Agency can make sure that this protection is in place with programs from the very basic to more enhanced, depending on your personal needs.

In the event of theft of or damage to your personal belongings (e.g., furniture, clothing, electronics, and other articles), rental insurance is there to offer protection. It also protects you from personal liability and covers you from liability should someone become injured while at your home. Keep in mind that the property owner’s policy does not extend to you for these risks, so having your own insurance makes even more sense. The many choices you’ll be faced with when selecting the right coverage amounts, deductibles, and options makes it all the more critical to have guidance along the way with the professionals at Tri-State.

Add options for even more protection.

The coverage can be augmented to address a variety of issues regarding your personal property in the event of a loss, such as protection from depreciation (via Replacement Cost insurance); protection from water damage due to sewer and drain backups; additional coverage for high-value items such as fine art, jewelry, collectibles, silverware, antiques, and so on; there’s even an option to receive a cash settlement after a loss rather than repair or replace the damaged or stolen items.

Misfortune doesn’t distinguish between owners and renters.

Throughout Pennsylvania, northern New Jersey, New York and surrounding environs, let Tri-State Insurance Agency serve as the go-to professional for your comprehensive personal insurance needs. For a free consultation and quote, we invite you to call us toll-free at 888.990.0526, email us or complete the form on this page.