Yacht Insurance

Tri-State Insurance Agency Offers Yacht Insurance Solutions

There are boats, and then there are yachts; truly understanding the difference is key in knowing how to insure them properly. Many of the high-value clients in Pennsylvania, northern New Jersey and New York who are represented by Tri-State Insurance Agency own yachts—large, private luxury vessels that are the ultimate in performance and elegant appointments. To ensure we attend to these clients’ needs with the utmost care, the professionals at Tri-State have developed consummate, specific knowledge of this highly specialized watercraft industry and the special coverage it demands.

These marine marvels require truly personalized coverage.

For more than six decades, we have assisted our clients in steering toward the yacht insurance that will offer them the best protection. We understand that yachts require specialized insurance that is not available in standard policies, so we’ve set a direct course to the finest insurance providers that accommodate this very elite market. Before we get underway, we make sure we chart where the risk lies in order to assemble a program that meets your unique needs.

For example, establishing whether it is more appropriate to insure your yacht on an agreed-value vs. a replacement cost basis requires that we evaluate a great many details. We will factor in everything from the length of your vessel to the number of your crew and the nature of your onboard contents to determine the proper amount of liability insurance or medical payments limits. We will take care to inventory the furnishings, fine art, and other high-value personal items on board to ensure they are protected as well.

While your yacht may be capable of taking you around the world, you won’t want to go far without the peace of mind that a first-rate insurance policy affords. The program we create for you can include broad navigational limits and offer bottom inspection and other precautionary tactics, emergency towing and services, as well as coverage for marine environmental damage. What’s more, you can manage your premium by selecting from a variety of deductible options in keeping with your tolerance for risk.

Ship-shape coverage for your major investment.

Whether your yacht is 33 feet, 330 feet, or somewhere in between, let Tri-State Insurance Agency serve as the go-to professional for your comprehensive personal insurance needs. For a free consultation and quote, we invite you to call us toll-free at 888.990.0526, email us or complete the form on this page.