Coverage Review

Tri-State Insurance Agency: Coverage Review

When you do business with Tri-State Insurance Agency, we work to ensure that you have the right insurance program in place for your organization. We take the time to understand each of our client’s operation, including conducting a review of your current coverages.

Our coverage review is designed to make sure you don’t have any uncovered exposures, gaps in coverage – and even insurance that you may not need. Many times we find that since coverage was first secured, things have changed in the business – perhaps there has been growth and expansion, resulting in additional exposures that need to be addressed. Our goal is to recommend a plan that will enhance your overall insurance portfolio to properly protect you and your firm.

During our coverage review, we may find errors in employee classification, which can affect your workers compensation and employment practices liability exposures. Additionally, we may pinpoint changes in your employee roster, which can affect your group health, group life, group disability and other benefits profiles, eligibility and rates.

Package policies may make better sense for you.

There are also instances where a business has purchased various different policies from a number of sources. It may be more cost-effective and efficient to have these coverages bundled under a business owners policy (BOP) for their industry or a commercial package policy (CPP) that is tailored to their size and specialty. We will review this with you.

A coverage review can uncover hidden exposures, enhance your insurance and close gaps.

Tri-State Insurance Agency provides comprehensive business insurance and risk management solutions for companies throughout Pennsylvania, northern New Jersey and New York. Give our professionals a call toll-free at 888.990.0526, email us or fill out and send the form on this page for a free consultation and quote.