RV Insurance

RV Insurance Choices from Tri-State Insurance Agency

Ownership of recreational vehicles (RVs) has reached record levels in the U.S.; it seems that people are increasingly attuned to satisfying their need for wanderlust while being able to bring with them all the comforts of home. To better serve our road warriors, Tri-State Insurance Agency has two offices in northern New Jersey and is licensed in 27 states, providing coverage for everything from simple towable trailers linked behind the family car to elaborate, high-end Class-A motorhomes.

We’ve got all your coverage needs for RVs.

To determine the best motorhome insurance program for you, we will work closely with you to find out about your RV use and travel plans. How much liability insurance you need and what kinds of other coverage, such as property or bodily injury, depend on what kind of RV you own, how much risk you are comfortable with, and how frequently you intend to be on the road.

In the event you cause injury or damage to others, the policy’s liability coverage pays for legal fees, damages, and other related fees. The property insurance options for an RV policy are numerous, and include coverage for everything from your hitch package, awnings and antennae to the personal belongings you bring with you on the road. Uninsured/underinsured motorists coverage may be appropriate for you as well, protecting you in the event of damage caused by a motorist who has inadequate or nonexistent coverage.

Damage to the RV from either a collision or a non-collision occurrence (e.g., flying road debris or a close encounter with a deer or a tree limb) is an ever-present risk, so you may want to elect coverage for that, too. RV owners often choose protection from other exposures, such as fire, theft, vandalism, and gas leaks as well. You can even opt for coverage that replaces your entire RV if yours is destroyed in a complete loss, and provides payment for emergency expenses while you are on the road.

Talk to us about your travel style—do you intend to motor into Mexico and Canada? Will you be primarily in campsites, or garaged? Each answer has a direct effect on the amount of your premium, and we’ll work to balance the best coverage for you at the most reasonable price.

Our policies put you on the right road.

As you RV your way throughout Pennsylvania, northern New Jersey, New York and surrounding environs, let Tri-State Insurance Agency serve as the go-to professional for your comprehensive personal insurance needs. For a free consultation and quote, we invite you to call us toll-free at 888.990.0526, email us or complete the form on this page.